Home Loan :
Buy Your Dream Space
Elevate your homeownership dreams with Finnomind Solutions‘ home loans. We understand the significance of finding your perfect home, and our tailored financing solutions make that dream a reality. With competitive interest rates and personalized terms, we aim to simplify the home loan process for you. Trust Finnomind Solutions to be your partner in achieving homeownership bliss. Explore our offerings today and embark on the journey to make your dream home a cherished reality.
Benefits of Home Loan at Finnomind Solutions
Easy Procedures
When you want to apply for a home loan from Piramal Finance, you only need to fill out the application form and submit the listed documents. Shortly, a relationship manager will get in touch with you and start the procedure as per your convenience. The option of an online home loan application makes the process quicker and simpler.
Tax Benefits
Another major benefit that you can avail of when seeking a home loan is tax benefits. Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 1.5 lakhs on the principal amount, registration cost and the stamp duty charges of the housing loan.
Flexibility Of Repayment
Several options are available when it comes to creating a home loan plan that suits your requirements. Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.
EMI That Fits Your Pocket
To make paying your home loan all the more convenient, we also offer you the choice to opt for a floating or a fixed interest rate when you opt for a home loan. With a loan up to 90% of the purchase price, you stand so much closer to turning your dream into a reality.
Loans For All
For salaried as well as self-employed individuals, Piramal Finance offers the best deals possible when it comes to home loans.
Minimum Documentation
To further ensure an easy and hassle-free process of a home loan application, Piramal Finance requires minimal documentation.
Home Loan Eligibility
The Home loan eligibility criteria are as follows.
Minimum Age
Minimum age of Applicant : 21 years
Maximum Age
Maximum age of Applicant at loan maturity : 60 years
Required Documents
Applicant Document
- Aadhar Card
- PAN Card
- Photo
- 6 Month Bank Statements
- 3 Months Salary slip
- ITR 2 years(Not Compulsory)
Co-applicant (Father/ Mother/Brother/Wife/Son)
- Aadhar Card
- PAN Card
- Photo
Builder Purchase Home Loan
Property Documents
- Master Builder File
- Kharedikhat
- 7/12 , Ferfar
- Zone Certificate
- Architecture Plan Copy
- Other extra documents as per property type
Resale Purchase Home Loan
Property Documents
- Kharedikhat
- 7/12 , Ferfar
- Zone Certificate
- Plan Copy
- Tax Receipt, Light bill
- Namuna No.8A
- Other extra documents as per property type
Renovation/Construction Home Loan
Property Documents
- Kharedikhat
- 7/12, Ferfar
- Zone Certificate
- Architecture Plan Copy
- Quotation, Estimate
- Other extra documents as per property type
Land + Construction Loan
Property Documents
- Old owner Kharedikhat
- 7/12 , Ferfar
- Zone Certificate
- Architecture Plan Copy
- Quotation, Estimate
- Other extra documents as per property type
All Term and Condition Apply
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Documents Required
we require certain documents based on the profession/occupation of the applicant.
- Applicant and co applicant passport size photo
- Applicant and co applicant Aadhar card or Pan card
- Residential address proof – Aadhar card /driving license/passport/voter id
- Latest 3 salary slip -If Date of joining is not mentioned in salary slip then Joining letter required
- Current job working less than 3 years then Old job Relieving letter required
- Form 16 – 2 years / ITR -2 Years – Sarala page+ computation of income+ profit and loss+ Balance sheet.
- 6 Month Salary Bank account statement
- Applicant and co applicant passport size photo
- Applicant and co applicant Aadhar card or Pan card
- Residential address proof – Aadhar card /driving license/passport/voter id
- Shop Act/Udyog Aadhar/ Business. license
- Office address proof – Shop act/ Udyog Aadhar.
- ITR 3 Years – Sarala page+ computation of income+ profit and loss+ Balance sheet.
- GST Certificate.
- 1 year current Bank account statement.
- 1 year saving bank account statement