We are here to help you find your dream home

Home Loan :

Buy Your Dream Space

Elevate your homeownership dreams with Finnomind Solutions‘ home loans. We understand the significance of finding your perfect home, and our tailored financing solutions make that dream a reality. With competitive interest rates and personalized terms, we aim to simplify the home loan process for you. Trust Finnomind Solutions to be your partner in achieving homeownership bliss. Explore our offerings today and embark on the journey to make your dream home a cherished reality.

Benefits of Home Loan at Finnomind Solutions

Easy Procedures

When you want to apply for a home loan from Piramal Finance, you only need to fill out the application form and submit the listed documents. Shortly, a relationship manager will get in touch with you and start the procedure as per your convenience. The option of an online home loan application makes the process quicker and simpler.

Tax Benefits

Another major benefit that you can avail of when seeking a home loan is tax benefits. Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 1.5 lakhs on the principal amount, registration cost and the stamp duty charges of the housing loan.

Flexibility Of Repayment

Several options are available when it comes to creating a home loan plan that suits your requirements. Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.

EMI That Fits Your Pocket

To make paying your home loan all the more convenient, we also offer you the choice to opt for a floating or a fixed interest rate when you opt for a home loan. With a loan up to 90% of the purchase price, you stand so much closer to turning your dream into a reality.

Loans For All

For salaried as well as self-employed individuals, Piramal Finance offers the best deals possible when it comes to home loans.

Minimum Documentation

To further ensure an easy and hassle-free process of a home loan application, Piramal Finance requires minimal documentation.

Home Loan Eligibility

The Home loan eligibility criteria are as follows.

Minimum Age

Minimum age of Applicant : 21 years

Maximum Age

Maximum age of Applicant at loan maturity : 60 years

Required Documents

Applicant Document

  1. Aadhar Card
  2. PAN Card
  3. Photo
  4. 6 Month Bank Statements
  5. 3 Months Salary slip
  6. ITR 2 years(Not Compulsory)

Co-applicant (Father/ Mother/Brother/Wife/Son)

  1. Aadhar Card
  2. PAN Card
  3. Photo

Builder Purchase Home Loan

Property Documents

  1. Master Builder File
  2. Kharedikhat 
  3. 7/12 , Ferfar
  4. Zone Certificate
  5. Architecture Plan Copy
  6. Other extra documents as per property type

Resale Purchase Home Loan

Property Documents

  1. Kharedikhat 
  2. 7/12 , Ferfar
  3. Zone Certificate
  4. Plan Copy
  5. Tax Receipt, Light bill
  6.  Namuna No.8A
  7. Other extra documents as per property type

Renovation/Construction Home Loan

Property Documents

  1. Kharedikhat 
  2. 7/12, Ferfar
  3. Zone Certificate
  4. Architecture Plan Copy
  5. Quotation, Estimate
  6. Other extra documents as per property type

Land + Construction Loan

Property Documents

  1. Old owner Kharedikhat 
  2. 7/12 , Ferfar
  3. Zone Certificate
  4. Architecture Plan Copy
  5. Quotation, Estimate
  6. Other extra documents as per property type

All Term and Condition Apply

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Documents Required

we require certain documents based on the profession/occupation of the applicant.